Monthly Budgets
Companion monthly budget for the middle tier between weekly cashflow and annual planning.
Every printable is 100% free, forever — no signup, no email required.
Premium
The weekly cash flow tracker.
Thirteen weeks of income and expense on one elegant page. Emerald 'money in' and burgundy 'money out' color coding. Running net for each week. Quarter totals at the bottom. For freelancers, small businesses, anyone with variable income.
FormatPDF
PaperUS Letter
LicensePersonal use
Preview
What's inside
Variable income needs a different tool than salaried monthly budgets. This one meets weekly-cashflow reality with sophisticated design.
13 weeks per page = one quarter
One page = one quarter of the year. Print 4 pages, cover the whole year. Ideal cadence for freelancers, contractors, small business owners.
Emerald in · burgundy out
Income columns headed in emerald green, expenses in deep burgundy. Visual color coding makes scanning the ledger effortless.
Weekly net column
Rightmost column: subtract expenses from income for each week. See surplus and deficit weeks at a glance.
Quarter totals summary strip
Bottom charcoal strip: IN total, OUT total, NET total. Complete picture of the quarter in one line.
3 top-strip fields
Starting balance · Weekly average net · Quarter goal. The three numbers that anchor the whole tracking exercise.
Charcoal + copper magazine
Deep charcoal with warm copper accents. Reads as serious financial magazine, not consumer-app clip art.
How to use it
1
Download
Click the button above. Instant PDF, no signup needed.
2
Print quarterly
Cream cardstock preferred. One page per quarter. US Letter, 100% scale.
3
Set starting balance
Fill in Starting Balance and Quarter Goal on Monday of week 1. This anchors the tracker to your actual position.
4
Fill weekly
Sunday evening or Monday morning — log income, expenses, net for the week that just closed. Update quarter totals at end of week 13.
Frequently asked
Is this really free?
Yes, free forever for personal use. No email required.
What paper works best?
Cream cardstock, 65-80 lb, matte finish for the most premium result.
Is this for personal or business use?
Both work. Freelancers/small biz for business flow. Households with variable income for household flow.
13 weeks is a strange choice — why?
Quarter = 13 weeks. Aligns with tax filing + business reporting. Long enough for patterns, short enough to stay visible.
Where does personal budgeting fit?
Weekly = operational. Monthly = planning. Sinking = long-view. All three together = complete picture.